The RBA official cash rate is 4.10% - Talk to us about what this means for your home loan

News & Insights

The latest updates on interest rates, property market trends, first home buyer schemes and practical home loan tips.

Refinancing 6 April 2026

Should You Refinance Your Home Loan in 2026?

With rates back at 4.10%, here's how to decide whether refinancing could improve your position - and what to watch out for.

Isaac Legge Isaac Legge
5 min read
Property Market 6 April 2026

The 10 Safest Regions in Queensland for 2026

We rank the 10 safest local government areas in Queensland using police crime data - and what it means if you're looking to buy property.

Isaac Legge Isaac Legge
5 min read
RBA Update 18 March 2026

March 2026 RBA Rate Decision

The RBA raised the cash rate to 4.10%. What this means for your home loan.

Isaac Legge Isaac Legge
5 min read
Property Market 10 February 2026

Where Rents Are Rising Fastest in Australia

Which Australian cities saw the biggest rent increases in 2025 and what it means for investors.

Isaac Legge Isaac Legge
5 min read
RBA Update 3 February 2026

February 2026 RBA Rate Decision

The RBA hiked the cash rate to 3.85% in February 2026 - the first increase since November 2023. What the surprise move means for Gold Coast borrowers.

Isaac Legge Isaac Legge
5 min read
First Home Buyers 22 January 2026

How Long to Save for Your First Home Deposit

The latest data on deposit savings timelines and government schemes that can help.

Isaac Legge Isaac Legge
5 min read
RBA Update 9 December 2025

December 2025 RBA Rate Decision

The RBA held the cash rate at 3.60% at its final meeting for 2025, with the board signalling possible tightening in 2026 if inflation doesn't ease.

Isaac Legge Isaac Legge
5 min read
Property Market 15 November 2025

Renovations That Add Value and Those to Avoid

Which home improvements deliver the best ROI and which to skip.

Isaac Legge Isaac Legge
5 min read
RBA Update 4 November 2025

November 2025 RBA Rate Decision

The RBA held the cash rate at 3.60% in November 2025 with a noticeably hawkish tone. Fuel prices and Q3 inflation data are changing the outlook.

Isaac Legge Isaac Legge
5 min read
RBA Update 30 September 2025

September 2025 RBA Rate Decision

The RBA held the cash rate at 3.60% in September 2025 following August's cut. Here's what early inflation signals mean for Gold Coast borrowers.

Isaac Legge Isaac Legge
5 min read
RBA Update 13 August 2025

August 2025 RBA Rate Decision

The RBA cut the cash rate by 25 basis points. What this means for borrowers.

Isaac Legge Isaac Legge
5 min read
RBA Update 8 July 2025

July 2025 RBA Rate Decision

The RBA held the cash rate at 3.85% in July 2025. Here's what the pause means for Gold Coast borrowers and when the next cut might come.

Isaac Legge Isaac Legge
5 min read
RBA Update 20 May 2025

May 2025 RBA Rate Decision

The RBA cut the cash rate again in May 2025, bringing it to 3.85%. Here's what the second cut of the cycle means for Gold Coast mortgage holders.

Isaac Legge Isaac Legge
5 min read
RBA Update 1 April 2025

April 2025 RBA Rate Decision

The RBA held the cash rate at 4.10% in April 2025, pausing after February's cut to assess its impact. Here's what borrowers need to know.

Isaac Legge Isaac Legge
5 min read
RBA Update 18 February 2025

February 2025 RBA Rate Decision

The RBA cut the cash rate to 4.10% in February 2025 - the first cut since November 2020. What it means for your mortgage and what to do next.

Isaac Legge Isaac Legge
5 min read
Credit Reports 14 January 2025

Fixing Errors on Your Credit File

How to check your credit report, identify errors, and dispute them for free.

Isaac Legge Isaac Legge
5 min read
First Home Buyers 19 December 2024

Saving for Your First Home

Practical steps and government schemes to reach your deposit goal faster.

Isaac Legge Isaac Legge
5 min read
RBA Update 10 December 2024

December 2024 RBA Rate Decision

The RBA held the cash rate at 4.35% at its final meeting for 2024. What this means for Gold Coast borrowers heading into the new year.

Isaac Legge Isaac Legge
5 min read
Budgeting 19 August 2024

Master Your Budget Before You Borrow

How to create a budget that shows lenders you are financially responsible.

Isaac Legge Isaac Legge
5 min read

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